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Clever Money Hacks To Help You Save Money

These Money Hacks That Will Make You Think “Why Didn’t I Do This Earlier?” Saving money takes discipline and planning. Try moving your bill money into an account that is…

BATH, ENGLAND – OCTOBER 13: In this photo illustration, £1 coins are seen with the new £10 note alongside euro notes and US dollar bills on October 13, 2017 in Bath, England. Currency experts have warned that as the uncertainty surrounding Brexit continues, the value of the British pound, which has remained depressed against the US dollar and the euro since the UK voted to leave in the EU referendum, is likely to fluctuate. (Photo Illustration by Matt Cardy/Getty Images)

(Photo Illustration by Matt Cardy/Getty Images)

These Money Hacks That Will Make You Think "Why Didn't I Do This Earlier?"

Saving money takes discipline and planning. Try moving your bill money into an account that is set to auto-draft your bills and be sure to pad the account with a few extra bucks.  For impulse purchases only buy it if you can afford to purchase it twice, this practice makes you think about whether you actually need it. Additionally, don’t spend money to impress others.  For credit cards, only spend what you know you can easily pay off. Contribute to your retirement fund ASAP, $5 or $10 goes a long way when you start young, the money grows and gains interest for decades.  Save smaller amounts of money instead of big lump sums and open a savings account that you have to go to the bank to access. You’ll think twice about spending from it if you have to go out of your way to get the money.  Finally, know your worth and ask for what you deserve. Offering discounts or taking what you're given only hurts you in the end. What money tips have helped you financially?